M&T Consultants: Verified Integrity, Global Standards 
We are proud to announce that Salvador Marohombsar and Lao Tiboron Consultants (M&T Consultants, Islamic Co.) has officially earned the VIA Membership Certificate from CRIF Philippines!
What does this mean for M&T? This is more than just a certificate—it is a “Seal of Integrity.” As a member of the Vendor Integrity Access (VIA) community, M&T has undergone a rigorous vetting process that validates our legal, operational, and ethical standing.
Why it matters to our partners and clients:
Global Standards: Our business is now part of a global network (CRIF/Dun & Bradstreet) recognized by top-tier corporations.
Onboarding Readiness: We are pre-vetted and ready to collaborate with major financial institutions, government agencies, and international NGOs.
Trust & Transparency: This membership reinforces our commitment to professional excellence and ethical business practices in every project we undertake.
Our Core Professional Services
Together with our local and foreign consultants and partners, we offer a comprehensive suite of services:
Shari’ah Consultancy Services. M&T provides comprehensive guidance in developing and operationalizing Shari’ah-compliant products, programs, and systems—including product structuring, program design, and IT consulting for digital finance.
Shari’ah Advisory Services. M&T provides guidance and compliance reviews for institutional policies, contracts, and operational processes, including coordination with recognized religious authorities for fatwa issuance.
Islamic Finance Capacity Development. M&T strengthens sectoral competencies through flexible programs, including the AQIF with IBFIM–Malaysia, specialized trainings in Shari’ah Governance, and a dedicated Knowledge Hub.
Islamic Finance Research. M&T offers applied and policy-oriented research focusing on market analysis, regulatory development, social/development finance, and fintech integration.
Marketing & Promotion of Islamic Finance. M&T drives awareness through institutional partnerships, advocacy initiatives, and strategic campaigns that strengthen the adoption of Islamic finance.
Islamic Finance Digital Solutions. M&T integrates technology and faith by developing and advising on Shari’ah-compliant digital platforms and fintech ecosystems.
At M&T, we bridge the gap between technical Shari’ah expertise and international corporate standards.
Ready to collaborate? Connect with us to see how our verified expertise can support your organization’s goals.
Visit us at: www.m-and-t-islamic.com
Inquire at: official@m-and-t-islamic.com