Advancing Islamic Finance, Fostering Equitable Society
Our Partners
Our Partners
About M&T
Advancing Shari’ah-compliant finance and ethical business practices across the Philippines and ASEAN.
Who We Are
M&T Consultants, Islamic Co. is a professional consulting and training firm dedicated to advancing Shari'ah-compliant finance and ethical business practices in the Philippines and across ASEAN.
We work with financial institutions, fintechs, cooperatives, NGOs, and government agencies to design, implement, and sustain Islamic finance systems that integrate Shari'ah principles with local regulatory, technological, and socio-economic contexts.
Our Mission
To bridge Shari'ah and technical expertise in advancing Islamic finance — strengthening institutions through consultancy, capacity development, and digital innovation that foster equitable, transparent, and inclusive growth.
Our Vision
To be the leading pioneer private firm in the Philippines and a trusted partner of choice in ASEAN and the world, contributing to a values-driven and ethical global financial system.
IBFIM Accredited Learning Center and Virtual Learning Center
Click here to visit IBFIM websiteAccredited Learning Center of the Islamic Banking and Finance Institute of Malaysia (IBFIM) for Associate Qualification in Islamic Finance (AQIF). IBFIM is an industry-driven institution specializing in technical certifications that support the evolving needs of the global Islamic finance sector.
M&T also serves as virtual learning center for the following self-paced certification programs.
- Associate Qualification in Islamic Finance-on-the-Go
- Fundamental of Shari’ah in Islamic Finance (FOSIF)
- Continuing Learning Programme for Shari’ah
- Continuing Learning Programme for Takaful
AAOIFI Exam & Candidate Registration Centre
Click here to visit AAOIFI websiteAccounting & Auditing Organization for Islamic Financial Institutions (AAOIFI) is the leading global standard-setting body for Islamic finance, developing internationally recognized standards on Shari’ah, accounting, auditing, governance, and ethics that are adopted by regulators and financial institutions in more than 36 countries worldwide.
M&T will support access to globally recognized certifications such as:
- Certified Islamic Professional Accountant (CIPA)
- Certified Shari’ah Expert (CSE)
- Certified Shari’ah Advisor and Auditor (CSAA)
- Certificate of Proficiency in Financial Accounting Standards (CPFAS)
- Certificate of Proficiency in Shari’ah Standards (CPSS)
- Certificate of Proficiency in Audit, Assurance, Governance and Ethics (CPAAGE)
Institutional Member of I-FIEFE
Institutional Member of the International Federation of Islamic Economics and Finance Education (I-FIEFE). This global body advances research and teaching in Islamic Economics and Finance, promoting ethical, inclusive, and sustainable financial systems worldwide.
About M&T
Who We Are
M&T Consultants, Islamic Co. is a professional consulting and training firm dedicated to advancing Shari’ah-compliant finance and ethical business practices in the Philippines and across ASEAN.
We work with financial institutions, fintechs, cooperatives, NGOs, and government agencies to design, implement, and sustain Islamic finance systems that integrate Shari’ah principles with local regulatory, technological, and socio-economic contexts.
Our Mission
To bridge Shari’ah and technical expertise in advancing Islamic finance — strengthening institutions through consultancy, capacity development, and digital innovation that foster equitable, transparent, and inclusive growth.
Our Vision
To be the leading pioneer private firm in the Philippines and a trusted partner of choice in ASEAN and the world, contributing to a values-driven and ethical global financial system.
Our Global Certifications & Affiliations
IBFIM Accredited Learning Center
Accredited Learning Center of the Islamic Banking and Finance Institute of Malaysia (IBFIM). IBFIM is an industry-driven institution specializing in technical certifications that support the evolving needs of the global Islamic finance sector.
Institutional Member of I-FIEFE
Institutional Member of the International Federation of Islamic Economics and Finance Education (I-FIEFE). This global body advances research and teaching in Islamic Economics and Finance, promoting ethical, inclusive, and sustainable financial systems worldwide.
Our Global Network
M&T Consultants is proud to be recognized by leading institutions in Islamic finance and education. Our certifications validate our commitment to excellence, compliance, and continuous learning in the field.
IBFIM Accredited Learning Center
Accredited Learning Center of the Islamic Banking and Finance Institute of Malaysia (IBFIM). IBFIM is an industry-driven institution specializing in technical certifications that support the evolving needs of the global Islamic finance sector.
Institutional Member of I-FIEFE
Institutional Member of the International Federation of Islamic Economics and Finance Education (I-FIEFE). This global body advances research and teaching in Islamic Economics and Finance, promoting ethical, inclusive, and sustainable financial systems worldwide.
Our Core Services
Empowering institutions and communities through Shari'ah-compliant financial solutions, education, and innovation.
Shari'ah Consultancy Services
Comprehensive guidance in developing and operationalizing Shari'ah-compliant products, programs, and systems including product structuring, program design, and IT consulting for digital finance aligned with Shari'ah.
Shari'ah Advisory Services
Expert Shari'ah guidance and compliance review for institutional policies, contracts, and operational processes, including coordination with recognized religious authorities for fatwa issuance on Islamic financial matters.
Islamic Finance Capacity Development
Building competencies across sectors through structured and flexible programs:
Certificate Courses:
Associate Qualification in Islamic Finance (AQIF) offered in partnership with IBFIM (Malaysia), serving as a preparatory qualification for the Intermediate Qualification in Islamic Finance (IQIF) and Certified Qualification in Islamic Finance (CQIF) certifications. Available in Face-to-Face, Online, and Modular formats.
Specialized Trainings:
- Shari'ah Governance
- Compliance Review
- Audit
- Product Structuring
Crash Courses:
- Fundamentals for Executives, Practitioners, and the General Public.
Knowledge Hub:
- Ongoing learning, research dissemination, and professional dialogues.
Islamic Finance Research
Applied and policy-oriented research that supports the growth and innovation of Islamic finance in the Philippines.
Focus Areas:
- Market Research: Understanding consumer demand, institutional readiness, and ecosystem opportunities for Islamic financial products and services.
- Policy and Regulatory Studies: Developing evidence-based policy recommendations to strengthen Shari'ah governance and national frameworks.
- Social and Development Finance: Exploring Islamic social finance mechanisms such as zakat, waqf, and qard al-hasan to support inclusive growth.
- Fintech and Digital Integration: Assessing emerging technologies and their alignment with Shariah principles in the Philippine context.
- Research Collaboration and Publications: Producing studies, position papers, and frameworks in partnership with development agencies and academic institutions.
Marketing & Promotion of Islamic Finance
Promoting awareness and collaboration through institutional partnerships, campaigns, and advocacy initiatives that strengthen understanding and adoption of Islamic finance.
Islamic Finance Digital Solutions
- Islamic microfinance and financing systems
- E-wallet and digital payment channels
Our Core Services
Shari’ah Consultancy Services
Comprehensive guidance in developing and operationalizing Shari’ah-compliant products, programs, and systems — including product structuring, program design, and IT consulting for digital finance aligned with Shari’ah.
Shari’ah Advisory Services
Expert Shari’ah guidance and compliance review for institutional policies, contracts, and operational processes, including coordination with recognized religious authorities for fatwa issuance on Islamic financial matters.
Islamic Finance Capacity Development
M&T strengthens sectoral competencies through flexible programs, including the AQIF with IBFIM–Malaysia, specialized trainings in Shari’ah Governance and Compliance, crash courses for professionals, and a Knowledge Hub for continuous learning and research.
Islamic Finance Research
M&T conducts applied and policy-oriented research to advance Islamic finance in the Philippines, focusing on market research, policy and regulatory development, social and development finance, and fintech integration, while promoting collaborative studies and publications with academic and development partners.
Marketing & Promotion of Islamic Finance
Promoting awareness and collaboration through institutional partnerships, campaigns, and advocacy initiatives that strengthen understanding and adoption of Islamic finance.
Islamic Finance Digital Solutions
M&T integrates technology and faith by developing and advising on Shari’ah-compliant digital platforms, including Islamic microfinance systems, e-wallets, Halal supply chain solutions, and Hajj and Umrah learning applications.
Past and Present Engagements
M&T Consultant has played an active role in advancing inclusive development across the Bangsamoro region and beyond through strategic collaborations and technical support. These engagements span coordination with regulatory bodies, financial institutions, and key stakeholders in the development of operational frameworks, policy alignment, and knowledge-sharing initiatives. Through its continued commitment to Islamic finance, halal industry standards, and institutional strengthening, M&T has consistently positioned itself as a trusted partner in shaping policy and driving impactful reforms.
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How to Find Us
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Address
Datu Talusan Street, Sultan Kudarat,
Maguindanao del Norte, Philippines
Unit 10-A, GH Tower Offices, Greenhills Center, San Juan City, Metro Manila, Philippines
Phone
(+63)-917-6550909
official@m-and-t-islamic.com
m&tconsultants, islamic co.